



About Covered by Karen
Hello & thank you for visiting my website. My name is Karen and I have been advising and helping families protect their finances since 2017.
Whilst I am based in Leeds, West Yorkshire, thanks to technology I can arrange cover for anyone across the UK. As a busy, working mum of 3, I truly appreciate the stresses and strains of daily life. This is why I keep my diary flexible and have a rule that each client will be dealt with the same integrity and understanding that I would expect to receive.
Trying to find the right insurance products for your family online can become confusing and overwhelming and this is the barrier I am trying to break.
My aim is to educate my clients on the different insurances products that are available. I believe that true ‘peace of mind’ can only come from holding the knowledge of the different options and how they work, so an informed and confident decision can be made.
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Covered By Karen is not a business in it's own right, it is a trading name of Supreme Financial Solutions Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

We make things nice and easy - zero jargon!
At Covered by Karen, we believe that insurance should be straightforward and stress-free. We handle all the details so you don’t have to worry about boring legal jargon or complex paperwork. Our approach is simple: clear, honest advice and easy-to-understand policies tailored to your needs. We’re here to guide you every step of the way, making sure you get the right cover without the hassle.​
Covered by Karen's Core Values
Personal Service
From the initial chat, we personalise everything. From the times you are available to speak, right
through to the advice that is given to you. We know that each person, family or business has different needs and requirements from an insurance policy and adviser, and we always try our best to honour these. We do this by staying as flexible as possible with availability, so that we can fit in and around your schedule and we also ensure that we get to know you and your circumstances before giving advice; this means that you can be assured that the advice you receive is the right solution for YOU and you alone.
Aim to Educate
For us, it’s not about sales and targets, it’s about giving our client’s the best possible knowledge on the insurance products available. We believe that if you have the knowledge and understanding of the insurances that are available to you, you are in the best possible position to make an informed decision on what will give you the most peace of mind. We avoid using jargon, and don’t limit appointment times so you have as much time to ask all of the questions you feel necessary.
Right There With You
We don’t just give advice; we guide you through the entire process. From the first chat, through the appointment and answering any medical questions, we are there by your side, ensuring the process is as easy as possible. If you are in the unfortunate event of needing to claim on any policies, we will be there too. It is our belief that having insurance in place, is there to make life easier for you if a horrible event hits you or your family. It is also our belief that using an adviser, like us, should keep the stress of having to go through any type of claim to a bare minimum. We always do all we can to help.